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Depending on your circumstances, there are a number of solutions available to you that can help lower your monthly debt repayments and get out of debt at a rate you can afford.

Once we know a little more about your financial situation, we will be able to tell you about the options available to you. Then if you wish to go ahead, our preferred debt solution providers will be able to take care of all the arrangements for you.

Debt Management Plan (DMP)

If you are struggling to repay your debts, a Debt Management Plan can help you to get back in control of your finances and clear your debts at a rate you can afford.

A DMP enables you to consolidate your debt repayments into one Plan, so it is easier to manage.

Plus, your monthly repayments are based on what you can realistically afford to repay after all of your essential outgoings like rent/mortgage, bills, food, travel etc have been take into account.

With a Debt Management Plan you could:

Lower your monthly repayments, cut direct contact from lenders, clear unsecured debts at a rate you can afford, potentially freeze interest and charges

If you qualify for a Debt Management Plan, our preferred debt solutions provider will negotiate directly with your lenders to secure a more affordable repayment plan for you, they will also take care of all the arrangements for you including payment distributions and ongoing communications with your lenders

A DMP is also a flexible solution, so when your financial situation improves, you can increase repayments and clear your debts in a shorter amount of time.

Please note: As part of a Debt Management Plan, lenders are not obliged to freeze interest and charges; therefore your debts and the time it takes to repay what you owe could increase if these charges are not stopped. As you will no longer be repaying your debts at a rate you originally agreed with your lenders, your credit rating will be affected in the medium to long term.

Creditors may continue to chase should they wish to continue to take legal action to recover the debt.

Our preferred financial solutions partners have years of expereince and will help you to the best of their ability.

Free debt advice is also available from The Money Advice Service an organisation set up by the Government to offer free and impartial advice to those in debt CLICK HERE for more information

What fees are charged and why...

Debt repayments will be based on what you can realistically afford to repay. To learn more about the fees involved, CLICK HERE for more information.